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Welcome to
Totum Finance
Totum Finance is an independent Specialist Funding Consultancy. We assist companies across the UK with the real estate related funding.
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Access to over 250
Lending Partners
Totum Finance does NOT simply introduce a lender. We believe in crafting a funding strategy to match the lender risk profile to your vision and specific requirements. Where we are with you every step of the way.
SUITABLE. STABLE. TIMELY
This is our mission and the hallmark of our approach to funding, From the largest British financial intuitions to European debt funds and smaller family offices, we arrange funds in order to suit our borrowers.
Award Nominated
Totum Finance is an award nominated brokerage, placed in the top 30 brokers for 2022. Development Broker of the Year 2021. Power 2022 List.

Bridging Finance
Bridging Finance is one of the most flexible and rapid funding solutions. However, Bridging is also one of the most expensive options for an entrapper. Totum’s mission is to utilise Bridging as part of the funding toolkit in order to unlock projects or special situations which can yield profit but feels just out of reach with conventional finance.
Some of the areas we can fund using Bridging:
Auction Finance, Speedy Transactions, Special or Unique Asset Class, Land Finance, Credit Repair Loans, Below market value transactions.

Assisting Developers
Development Finance, where we can use an array of types of funding to create a suitable capital spec. Senior debt Mezzanine, Stretch Senior, Preferred Equity, 3rd Party Equity, JV Equity and 100% debt funding are all types of funding we can use to create the most suitable solutions.

Investment Funding
For all your commercial investment and larger residential investment needs, we are there to support your longer term wealth with suitable lenders who can support you on the type of valuations that may be achievable.

Specialist Real Estate
Student Accommodation, Hotel Financing, Healthcare including care homes and later life living are all areas we can assist you with your funding strategy.
What our customers are saying
“Totum Finance goes above and beyond!”
Our Testimonials
Phenomenal Service! They got the deal done!
SIMPLY THE BEST!
Received absolutely first class service…
Helpful Throughout the Process
Not your average broker
Belief in regional knowledge
Totum Finance covers funding across the whole of the UK from its regional Centre’s.
London
London is not just a city in the UK it’s a global reference point. Its real Estate is seen as an everlasting asset class, built around a stable legal and regulatory environment, We assist foreign and domsesticve investors make the most of this market.
The Midlands
The Midlands, includes the city of Birmingham, which is seeing one of the largest amount of infrastructure investments with HS2 increasing connectivity and the Commonwealth Games, brings both investment and the gaze of the international community.
The North
The Northern Powerhouse is driven by our regional cities such as Leeds, Sheffield, Manchester, Liverpool, and York. A huge swathe of innovative entrepreneurs are leading the charge in transforming unused and unloved pieces of urban wastelands. We are proud to be working with some wonderful clients.
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