Commercial Property Mortgages

Totum Finance can assist you with commercial investment mortgages. Whether you are looking for a longer-term investment, purchasing a trading business, or simply re-mortgaging an existing property, then look no further. Our expert team can help you to secure a commercial property mortgage, with interest rates starting at just 2.5% over bank base rate.

Totum Finance can assist you with commercial investment mortgages. Whether you are looking for a longer-term investment, purchasing a trading business, or simply re-mortgaging an existing property, then look no further. Our expert team can help you to secure a commercial property mortgage, with interest rates starting at just 2.5% over bank base rate.

Let us do the work for you

We work to secure commercial business mortgages for clients nationwide. From our head office in Northamptonshire to our regional centres, we assist clients in the North West, North East, The Midlands, South East, London and all the major cities across the UK.

After your initial enquiry with one of our expert team members, we will assess your options to find you the best commercial mortgage for your property options. We will need to understand more about your business and assess the ability to repay the mortgage, from either business profits or other sources of income. If time is an issue we can also source a commercial mortgage bridge loan if required. Our team is here to support you every step of the way.

Trading Business Mortgages

We can also assist you in funding the purchase of a trading business using a trading business mortgage. We will work with you to inherently value the trading business itself, meaning we don’t just focus on the value of the bricks and mortar. This gives you more control.

Trading business mortgages allow retained profits from your existing business to be made available as a deposit when applying for property finance. The funds raised can be used for a range of purposes, giving you plenty of flexibility. Need more information, our team is here to help so get in touch with us today.

FAQs

Commercial mortgages work the same as a standard mortgage. The only difference is that it’s for a commercial activity such as running a business. Like residential mortgages, the repayment terms tend to be between 5 and 30 years. You will be able to fix the rate for some or all of the term.

We can find competitive rates for:

  • Hotels
  • Offices
  • Healthcare sector
  • Mixed-use premises

Most lenders require a 30% deposit for commercial mortgages.

Commercial Mortgages

Piragash, the founder of Totum Finance, talks about the central concept of cash flow for commercial mortgages.

See our YouTube Channel

View our YouTube Channel for a further look into this service

Subscribe For The Latest

Stay up to date with the latest from Totum Finance by subscribing to our newsletter.