Our Business Credentials
Totum Finance is an independent specialist consultancy firm. We provide commercial and business finance support to SME clients throughout the whole of the UK.
Our Story
Totum Finance was set up in 2015 in the aftermath of the financial crisis to provide clarity and transparency. Risk management is at the heart of every decision and advice given to our clients. With our knowledge and experience, we stand out from the rest by providing well-funded and executed finance strategies. We offer straightforward honest advice, given freely and without obligation.
Our high-quality team of experts have years of experience in finding the best property loans and funding options for various projects. From our head office in Northampton, we help clients across the UK who have various property development needs.


A Few Words From Our CEO
Why choose Totum Finance?
We are genuinely independent. Whatever your commercial funding requirement, we offer you a free, impartial and completely confidential initial consultation and we will quickly assess the funding options available to you.
Through our established lender partner network, we give you immediate access to over 250 alternative UK based commercial lenders and private banks. All of our lending partners have funds available. They are keen to support the right proposition and provide a genuine and viable alternative to the high street lenders. The majority of specialist lenders in the current marketplace will only accept qualified and packaged mortgage and loan proposals from specialist brokers such as ourselves.
A true partnership; we ensure our goals are aligned with yours. We offer all our clients a true ‘one-stop shop’ facility. Our core competence is to provide you with a fully managed and professional service to secure the most competitive funding offer available from the entire market. We can also organise any property valuations, insurance and legal support necessary to complete the transaction.
If your bank has failed to offer support, we will do everything possible to find you a workable and affordable business solution. Time and again we prove to our clients that we can secure funding where others fail.
We will package and submit the proposal to ensure your funding application is positively sanctioned and approved.
We know time is of the essence, so we work hard to ensure funds are made available in the fastest possible time.
Every client of Totum Finance is assigned a Client Growth representative. This team are not brokers and their focus is not making an introduction. Success is a suitable, timely and stable funding solution. Every case is looked after by the Structured Execution team. This team has been involved in over £10bn of debt and equity transactions. Their role will be to ensure every focus is made on executing your transaction.
Whether your business is a start-up or well established, our core service offering is:
Testimonials / Case Studies
We’re incredibly proud of the service we offer and the relationships we build. Find out what our clients think about working with us.
We’re also excited to share with you Totum Stories; a look at some of our entrepreneurial clients and the amazing things they’re achieving.
Our Latest News
Totum Finance work with a panel of short-term loan lenders to assist you in securing a fast bridging loan and any short-term loans you may require. We don’t judge when it comes to credit history, as we can also secure adverse credit bridging loans.

Leaving No Stone Unturned
Helping a business with funding, can sometimes be a thankless task. At times a business is not mature enough for traditional bank or even peer
Phenomenal Service! They got the deal done!
SIMPLY THE BEST!
Received absolutely first class service…
Helpful Throughout the Process
Not your average broker