Meet the Team
Totum Finance is an independent specialist consultancy firm. We provide commercial and business finance support to SME clients throughout the whole of the UK.
Totum Finance is an independent specialist consultancy firm. We provide commercial and business finance support to SME clients throughout the whole of the UK.
Piragash Sivanesan has had a career spanning over 15 years in Corporate Banking. Having worked at KPMG, LLOYDS and RBS, he has completed on over £12bn of debt based transactions. He has additionally worked on over £4bn of restructurings. Key highlights include the £2.4bn limited recourse – syndicated facility for a Norwegian and Japanese joint venture, leading a chorus of 20 lenders. He also worked across all areas of banking including credit, origination, syndication, restructuring and securitisation.
Piragash has been an avid commentator on the financial market appearing on SKY TV, and trade press such as Bridging and Commercial and Development Finance Today publications.
He is also a regular guest and development finance expert on the “Own the Build” Podcast available on Spotify and iTunes.
Most recently he has appeared on the Built Environment series of Seminars on the Death of the High Street and the impact Permitted Development.
With a background in construction, his career of 18 years is attested by 14 years in an Architectural Design capacity as well as, 4 years hands on site development experience.
Post 2008, Adam attended university to further his knowledge of financial environment. Now holding qualifications across finance and investment, accompanied by accreditations from the CISI.
Adam utilises both his practical experience of construction and knowledge of finance to assist SET with their analysis.
In his spare time Adam enjoys hiking the UK and when able to, mountaineering in Europe. With hopes of continuing his aspirations for one day completing the seven summits.
Ellen spent a year in construction before deciding finance was more appealing. She is the bridging expert on the team. She has access to over 150 bridging lenders, and has completed on transactions where she has achieved 95% LTC on transactions using Open market Values to deliver enhanced financing terms.
Georgia is our Lender Liaison, she has spent the last two years working with lenders to understand their criteria and risk profiles. She is the first port of call when a lender changes their approach to the market. She is also often the first person to speak with new lenders in the market.
Rajka completed her education in Croatia culminating in a Master of Science in Economics. A professional with over 27 years of commercial experience across a number of industries including, luxury retail cosmetics, fashion, finance, office management, banking and hospitality.
Rajka believes great organisations are made up of a series of small detailed operations. Perfecting these small steps allow an organisation to flourish. Rajka has a strong background in customer services and dealing with people at all levels as well as being an outgoing and energetic team player with high levels of integrity, confidence and resilience.
Rajka loves travelling and fondly remembers her trips across Europe and USA. She has a keen interest in holistic and homeopathic studies, and is a homeopathic practitioner.
